Pay By Bank App

Transforming your customers’ digital payment experience

With customers relying more and more on their phones, making your online checkout work seamlessly for mobile payments is the first natural step to increasing sales

By choosing the right solution, you can improve your business in several ways: improve your customer’s checkout experience, reduce the chances of online fraud, and save money

With Pay By Bank app can do exactly that, simplifying the checkout experience, and give your customers greater choice, control, and security

What is Pay by Bank app?

It’s a new, easy-to-use payment solution from Mastercard®. It allows customers to pay for products and services quickly and securely from their existing mobile bank app. Using with Request to Pay Technology, it’s safer than other digital payment solutions and authorisation takes place in the customer's banks app. 

Request to Pay technology, it lets customers pay online quickly and securely through their own banks app that they already use and trust.

Money is taken from their account instantly, and they can see their bank balance updated in real-time, with added reassurance that their bank authorises the transaction.

How does Pay by Bank app work
Accept Pay by Bank app payments now

Our latest payment solution is free for all of our Partners. You can get setup now with our quick, online application.

All you need to do is fill in your company details and we will sort the rest

Get Started
What it looks like for your Customer
1. Choose Payment Solution
When your customer clicks checkout on your website, they will be presented with a range of payment options including card payments and Pay by Bank app
2. Receive a Confirmation Code
After your customer clicks on Pay by Bank app, they will receive a unique code to confirm the payment
3. Enter a Confirmation Code
Your customer will then enter this code in the Pay By Bank app to authorise the payment
4. Payment Approved
Once the code has been entered, the payment is carried out instantly and you will receive your payment as usual
Want to know more?

We are ready to get you started online but if you have any questions, one of the team would be delighted to talk things through with you

Thank you!

We will contact you shortly

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Why 123Send

We have been around a long time, over 20 years to be exact. In that time we have created relationships with all the major UK merchant services providers. That’s why, not only can we supply your card machines, we can get you a great deal on your transaction fees too!

No hidden fees

You won't pay anything extra

Free tech support

We're here to help

3 000 000

Transactions processed

24 hours

To setup online payments

Other payments methods


Take payments via your website


Take payments at the table


Take payments wherever you go

Powered by DNA Payments
We have teamed up with another part of our ecosystem in order to get you set up to be able to accept payments online. Through the DNA Payments e-commerce platform, integrated directly into your own website, you will be able to accept card payments and keep your business running